Joselyn Kafui Nyadzi
01 Jun
01Jun

Every day, thousands of Ghanaians rely on their vehicles to commute to work, conduct business, and stay connected with loved ones. Yet, one of the most basic protections, “motor insurance”, remains out of reach for many. For some, it’s the long queues. For others, it’s unclear paperwork or limited access to insurance agents, especially outside major cities.That’s the gap Maya is closing.

Making Motor Insurance Instant and Inclusive

Maya is a revolutionary insurtech platform under the Redpear umbrella, designed to simplify motor insurance for every vehicle owner in Ghana. With a single message—“Hi”—on WhatsApp, drivers can choose their coverage, submit their vehicle details, and receive their motor insurance stickers within minutes.This isn’t just about convenience. It’s about legal complianceroad safety, and national development.

The Link Between Insurance and Road Safety

Motor insurance isn’t just a piece of paper—it’s a commitment to accountability. It ensures that in the event of an accident, victims are protected financially and medical costs are covered. It discourages reckless driving and encourages responsible ownership.By making insurance easier to access, Maya is reducing the number of uninsured vehicles on our roads—vehicles that, in the past, have contributed to chaos and financial ruin in the event of crashes.

Supporting Government and National Goals

Ghana’s Road Traffic Act makes motor insurance compulsory, but outdated systems and accessibility barriers have often hindered enforcement. Maya complements public policy by:

  • Digitizing access to legally required motor insurance
  • Improving compliance with national insurance regulations
  • Contributing to formal data systems that help track vehicle coverage and risk
  • Promoting trust in digital solutions for government-aligned services

A Safer Future on Every Road

Every sticker issued through Maya is more than just a proof of insurance; it’s a step toward a safer, more responsible driving culture. It’s a way of saying every life on the road matters.As Maya continues to scale across Ghana, its mission remains clear: make insurance accessible, seamless, and meaningful for everyone. Because when more drivers are protected, Ghana moves forward, safely, smartly, and securely.

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